Find Great CD Rates
Banks bid in live auctions for your business.
Finding the best CD rates during difficult economic times can provide you with an investment you can count on.
Read more below.
Recent
National
Live Auction CD Rates
for July 02, 2009
More National CD Rates
Show me CD Rates in my state:
*
Source: TheStreet.com
†
Overnight Auction APY is a sample rate for a nightly auction for a $50,000 deposit.
CD Rates from the Blog
June 10, 2009
It's on the mind of consumers everywhere - those looking to refinance their mortgages, those looking to buy houses, and those looking for better rates...
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May 21, 2009
Recently, Congress extended the increased FDIC limits of $250,000 per account through 2013. This got me thinking about the FDIC limits and some of the...
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May 6, 2009
There have been some great articles on the Internet recently about two of MoneyAisle's favorite topics, Certficates of Deposit and High-Yield Savings accounts...
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April 17, 2009
Hope everyone's Tax Day wasn't too painful. The news around the Web has been sticking to that theme, with more stories about how to spend a possible...
[more]
April 14, 2009
With tax day almost upon us, some of you may be getting a return check from Uncle Sam. Here are some interesting articles from around the Web on how...
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The following factors are at play when looking for the best CD rates:
- The duration (or length) of the CD.
- Your deposit amount.
- The current interest rates.
CD Duration
You can have your money in a CD for upwards of five years or as little an amount of time as three months. CD rates can vary based on the duration you choose.
Deposit Amount
Some banks will give you a higher CD rate for a larger deposit (these are sometimes referred to as "jumbo CDs"), and some banks, looking for new deposits, may give higher CD rates as part of a promotion.
Current Interest Rates
Bank CD rates are usually set according to other rates out on the market. If you see interest rates rising, you will generally also see a correlation with bank CD rates. If it looks like interest rates are going to fall then you may not get as high a CD rate on a longer-term deposit.
The MoneyAisle Solution
One way to compare several bank CD rates at once in the span of a couple of minutes is by trying out a MoneyAisle auction - many banks compete live for your CD deposit. By registering for an account and then running an auction for the best CD rate available in our system you'll get the advantage of comparing a large number of bank's rates in just a couple of minutes.
You can also run a test-drive without having to register - a test-drive auction is a real auction with real banks bidding their rates - you'll get to see the best CD rate available in our system at the time of your auction, but you won't have the option of opening your account with the winning bank.
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CD Rates: Find a Great APY