Find Great CD Rates
Banks bid live for your business.
Finding the best CD rates during difficult economic times can provide you with an investment you can count on.
Read more below.
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Recent
National
Live Auction CD Rates
for November 20, 2009
More National CD Rates
Show me CD Rates offered to people from my state:
*
Source: TheStreet.com
†
Overnight Auction APY is a sample rate for a nightly auction for a $50,000 deposit.
CD Rates from the Blog
October 27, 2009
The banking world continues to be plagued by anemic CD Rates, as this article over on Mainstreet attests:You can’t really blame CD investors for seeing...
[more]
October 20, 2009
Very interesting article posted over at CNN Money about the federal government's suppression of interest rates in an effort to stimulate the economy and...
[more]
September 3, 2009
Here are some of the more interesting recent articles and blogs to pop up regarding cd rates:Hoboken411 asks: Is CD Laddering Right for you?For instance...
[more]
August 31, 2009
MoneyAisle has another great new feature for registered users: Split DepositsA split deposit involves taking a sum of money and investing it in various...
[more]
August 24, 2009
Big news on the MoneyAisle front, particularly for those of you who live in Idaho, Georgia, and Puerto Rico.Residents of these locations can now use MoneyAisle...
[more]
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The following factors are at play when looking for the best CD rates:
- The duration (or length) of the CD.
- Your deposit amount.
- The current interest rates.
CD Duration
You can have your money in a CD for upwards of five years or as little an amount of time as three months. CD rates can vary based on the duration you choose.
Deposit Amount
Some banks will give you a higher CD rate for a larger deposit (these are sometimes referred to as "jumbo CDs"), and some banks, looking for new deposits, may give higher CD rates as part of a promotion.
Current Interest Rates
Bank CD rates are usually set according to other rates out on the market. If you see interest rates rising, you will generally also see a correlation with bank CD rates. If it looks like interest rates are going to fall then you may not get as high a CD rate on a longer-term deposit.
The MoneyAisle Solution
One way to compare several bank CD rates at once in the span of a couple of minutes is by trying out a MoneyAisle auction - many banks compete live for your CD deposit. By registering for an account and then running an auction for the best CD rate available in our system you'll get the advantage of comparing a large number of bank's rates in just a couple of minutes.
You can also run a test-drive without having to register - a test-drive auction is a real auction with real banks bidding their rates - you'll get to see the best CD rate available in our system at the time of your auction, but you won't have the option of opening your account with the winning bank.
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