High-Yield Savings Account

Banks and credit unions bid live for your business.

Finding the best High-Yield Savings account rate online can be a frustrating experience. You've got the rate aggregation sites, where you may see the best High-Yield Savings account rate offered by the participating financial institutions, but not the highest High-Yield Savings account rate those institutions are willing to give. You could try and search through various Websites on your own, but you'll find that the time spent on such an endeavor may not be worth it. The solution to this burden: MoneyAisle.
Read more below.

Recent National Live Auction CD Rates
for May 27, 2012

Term	National Avg APY*	Overnight Auction APY†
High-Yield Savings Account Rates	0.09%	0.50%
3 Month CD Rates	0.11%	0.65%
9 Month CD Rates	0.24%	0.60%
1 Year CD Rates	0.24%	0.90%
2 Year CD Rates	0.41%	0.90%

More National CD Rates

Show me CD Rates offered to people from my state:

*Source: TheStreet.com

†Overnight Auction APY is a sample rate for a nightly auction for a $50,000 deposit.

High-Yield Savings Account from the Blog

The Benefits of Online Banking

November 11, 2008

The excellent Alpha Consumer blog over at US News & World Report had a great guest post on a subject that is near to MoneyAisle's heart: Online Banks:... [more]

Money Market Funds Break the Buck

September 18, 2008

Today's Boston Globe has a good article, Money Market Funds Battered, which goes into some detail about how the recent economic activity in this country... [more]

Young and Saving

September 3, 2008

There's an article in the Boston Globe about the pros and cons of home ownership for students, factoring in different costs vs. returns for students living... [more]

Saving vs. Investing

August 25, 2008

There's a great blog entry over at Portfolio by Felix Salmon - Wise Investing: No Substitute for Saving, which discusses the best way to plan for one's... [more]

High-Yield Savings Accounts, Extreme Savings, and Cookies

August 14, 2008

I recently read an article at U.S. News & World Report's Website called "9 Extreme Ways to Save" - among the advice given is to bake cookies in your hot... [more]

Check Current CD and Savings Rates
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When banks or credit unions set their High-Yield Savings account rates for aggregation sites, they're not taking into account an individual consumer's needs. At MoneyAisle, banks and credit unions bid in live auctions for every account, to give you their best High-Yield Savings account rate at that time. It's free, fast, and easy to use.

The whole process takes only minutes, and you see the best High-Yield Savings account rate available in our system. Just enter your initial deposit and your location - that information is sent out to a vast network of banks and credit unions, who all iteratively bid live in an online auction you can watch live. As the rate rises higher, you can see the best High-Yield Savings account rate in our system at that time, for your specific deposit amount.

To get started and see for yourself, just register for an account and then run a High-Yield Savings account auction. After the auction ends, you're presented with the best High-Yield Savings account rate in our system, absolutely free. There's no commitment to buy until you accept the winning bid.

If you'd like to see what the best High-Yield Savings account rate in our system is without having to register first, you can also run a test-drive auction. A test-drive auction is a real auction. Banks and credit unions are still bidding their High-Yield Savings account rates, but you will have to register for a MoneyAisle account before you can accept the winning rate.