High-Yield Savings Account

Banks bid in live auctions for your deposits.

Finding the best High-Yield Savings account rate online can be a frustrating experience. You've got the rate aggregation sites, where you may see the best High-Yield Savings account rate offered by the participating banks, but not the highest High-Yield Savings account rate those banks are willing to give. You could try and search through various Websites on your own, but you'll find that the time spent on such an endeavor may not be worth it. The solution to this burden: MoneyAisle.
Read more below.

Sign Up for Weekly CD Rates and Savings Account Rates

Recent National Live Auction CD Rates
for March 19, 2010

Term National Avg APY* Overnight
Auction APY
High-Yield Savings Account Rates 0.20% 1.50%
3 Month CD Rates 0.29% 1.01%
9 Month CD Rates 0.69% 1.26%
1 Year CD Rates 0.69% 1.70%
2 Year CD Rates 1.16% 2.06%

More National CD Rates

Show me CD Rates offered to people from my state:
*

Source: TheStreet.com

Overnight Auction APY is a sample rate for a nightly auction for a $50,000 deposit.

High-Yield Savings Account from the Blog

The Benefits of Online Banking

November 11, 2008

The excellent Alpha Consumer blog over at US News & World Report had a great guest post on a subject that is near to MoneyAisle's heart: Online Banks:... [more]

Money Market Funds Break the Buck

September 18, 2008

Today's Boston Globe has a good article, Money Market Funds Battered, which goes into some detail about how the recent economic activity in this country... [more]

Young and Saving

September 3, 2008

There's an article in the Boston Globe about the pros and cons of home ownership for students, factoring in different costs vs. returns for students living... [more]

Saving vs. Investing

August 25, 2008

There's a great blog entry over at Portfolio by Felix Salmon - Wise Investing: No Substitute for Saving, which discusses the best way to plan for one's... [more]

High-Yield Savings Accounts, Extreme Savings, and Cookies

August 14, 2008

I recently read an article at U.S. News & World Report's Website called "9 Extreme Ways to Save" - among the advice given is to bake cookies in your hot... [more]

All participating banks are Members FDIC

Recently Featured In:

  • Featured In:

  • The New York Times: Do I Hear 4%? On This Site, Banks Bid for Your Cash
  • CNN: Auction money for best rates
  • The Wall Street Journal: Want the Best CD Rates? Hold an Auction.
  • AARP Bulletin: Save a Buck: Find Highest Interest Rates Online
  • Safe CDs, checking accounts for investors scared of stocks
  • O: The Oprah Magazine
  • Boston Globe: Website lets banks bid for customers
  • CNBC: Banks Bid for Your Cash
  • MIT Technology Review
  • Money Magazine
  • Reader's Digest
  • FOX Business: Bidding for Your Money

Recent Awards: Finovate Best of Show and Online Banking Report Best of the Web

When banks set their High-Yield Savings account rates for aggregation sites, they're not taking into account an individual consumer's needs. At MoneyAisle, banks bid in live auctions for every account, to give you their best High-Yield Savings account rate at that time. It's free, fast, and easy to use.

The whole process takes only minutes, and you see the best High-Yield Savings account rate available in our system. Just enter your initial deposit and your location - that information is sent out to a vast network of banks, who all iteratively bid live in an online auction you can watch live. As the rate rises higher, you can see the best High-Yield Savings account rate in our system at that time, for your specific deposit amount.

To get started and see for yourself, just register for an account and then run a High-Yield Savings account auction. After the auction ends, you're presented with the best High-Yield Savings account rate in our system, absolutely free. There's no commitment to buy until you accept the winning bid.

If you'd like to see what the best High-Yield Savings account rate in our system is without having to register first, you can also run a test-drive auction. A test-drive auction is a real auction. Banks are still bidding their High-Yield Savings account rates, but you won't have the option of accepting the winning bid.

Related Articles:
Finding the Best High-Yield Savings Account Rate
How to Compare High-Yield Savings Accounts
The Hunt for a High-Rate Savings Account
The Best High-Yield Savings Account for Your Money
High Interest Savings Accounts
High-Yield Savings Account Comparison and Live Auctions
Savings Account Interest Rates
The High-Yield Online Savings Account