Horizon Bank closed by MN regulators

July 6, 2009
By MoneyAisle

According to the Minneapolis/ St. Paul Business Journal, Pine City-based Horizon Bank has been closed by the Minnesota Department of Commerce.

Horizon Bank’s $69.3 million in deposits has been moved to St. Cloud’s Stearns Bank. According to first-quarter reports, the bank had $84.8 million in assets.

“In March, the Minneapolis Federal Reserve Bank made public a written agreement with the bank’s holding company, Pine City Bancorporation Inc., in which the Fed tightened its oversight of the bank. The bank’s capital rations, which determine how well a bank can withstand losses, had also fallen below regulatory guidelines for an adequately capitalized bank.”
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