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The best rates on auto loans – guaranteed!

How does it work? We're so confident that our live auto loan auctions will offer you the best rates, that we're willing to guarantee it!

Let's say that you find an auto loan from a bank or credit union through MoneyAisle:

If you accept an auto loan offer through MoneyAisle, and you learn that the same bank or credit union will offer you a better rate for the exact same loan, then, if you close that loan within seven days and file a redemption claim with us, we'll pay 100% of the difference in your monthly interest payments for the first year of the loan and send you a check for $50.

How to claim your best rate guarantee

It's very easy. Notify MoneyAisle by email (customerservice@moneyaisle.com) of the better offer. Include the confirmation number of the loan you accepted through MoneyAisle and the description and details of the loan you found for a better rate. Close your loan within seven days of accepting your loan through MoneyAisle, and then send us your proof of loan closure and terms within seven days of closing your loan. MoneyAisle will need to verify the rate, the details of the loan for which the rate was offered, the availability, and any supporting documentation. We'll look into it right away.

The legal stuff

Interested in more details? Read the legal stuff.

Auto Loans beta
Bank CDs
Savings Accounts

Banks and credit unions bid in live auctions

Auto refinance
New car loan
Used car loan

ZIP Code (Rates vary by location)

Enter your ZIP code of residence. Location is one of the factors credit unions and banks in our network use to determine rates.

Loan Amount

The loan amount may influence the bids of some banks or credit unions.

The loan amount is the amount you would need to repay your outstanding car loan. You can find this amount on the monthly statement you receive from your current lender.
Current Monthly Payment

Car Year
Make
Model

Mileage
Estimated Car Value

Please estimate the value of your car. This doesn't need to be exact.

HINT: Consider a loan that is less than the value of your car to get a better rate!

Credit Status

Loan rates are highly dependent on your credit score. The more accurate your provided score, the more accurate the bids will be for your auto loan. If you have a guarantor or co-signer for your loan, please enter their credit score.
Credit Score

- Searching for lenders
- We protect your privacy
- All banks and credit unions are federally insured

No Social Security Number required!

Set up your own auto loan rate alerts

Get notified when you can lower your interest payments

How to sign up for auto loans rate alerts:

Step 1: Run a live auto loan auction
(Why get notified later when you can get a great rate now?)
Step 2: Sign up for an alert on the results page

Click the "Set Up Rate Alerts!" button on the results page. We'll notify you when a rate that matches your needs is available.

Our auctions deliver the best rates on auto loans – guaranteed!

You won't find a better rate for your auto loan from one of our network lenders.
We guarantee it! Find out more.

Live feed

Banks and credit unions bid in live auctions

Single CD duration

Advanced features
(require free registration)

Compare multiple durations
Split deposits across banks

Build a CD ladder

Split CDs across several federally insured accounts.

Run multiple CD auctions at once. Split CDs across several federally insured accounts for multiple durations.

Deposit Amount

Your deposit must be in US dollars (no cents) between $1,000 and $500,000. The deposit amount may influence the bids of some banks. Please enter numbers only, no symbols ($) or commas.

CD Duration

This is the maturity (or term) of the CD.

CD Durations (select up to 4)

3 Month24 Month
6 Month30 Month
9 Month36 Month
12 Month48 Month
18 Month60 Month

You can compare multiple durations in one auction. Registered users only.

Your State of Residence

If your state is not selectable we are unable to offer certificates of deposit in your area due to state laws. Please consider a Savings Account, which is available in all 50 states.

Sorry. Because of state securities laws, MoneyAisle banks are unable to offer CDs to consumers from . Learn more. We are working to change this soon.

In the meantime, consider a high-yield savings account, which our banks can offer to residents of all 50 states.

ZIP Code (optional)

Some banks require this information and including it may increase the number of banks bidding for your deposit.

- Searching for institutions
- We protect your privacy
- All banks and credit unions are federally insured

Sign up for weekly CD and savings rates

We'll send you top rates weekly so you can save more

All institutions are federally insured

All banks are Members FDIC
All credit unions are Members NCUA
Deposits are insured up to applicable limits

Live feed

Banks and credit unions bid in live auctions

High-yield savings

Advanced feature
(requires free registration)

Split savings across banks

Split your savings across several federally insured accounts.

Initial Deposit

Your deposit must be in US dollars (no cents) between $1,000 and $500,000. The deposit amount may influence the bids of some banks. Please enter numbers only, no symbols ($) or commas.

State of Residence

Please enter the state in which you currently reside.

ZIP Code (optional)

Some banks require this information and including it may increase the number of banks bidding for your deposit.

- Searching for institutions
- We protect your privacy
- All banks and credit unions are federally insured

Sign up for weekly CD and savings rates

We'll send you top rates weekly so you can save more

All institutions are federally insured

All banks are Members FDIC
All credit unions are Members NCUA
Deposits are insured up to applicable limits

Live feed

Testimonials

"Very easy process to get the best rates. I've recommended this service to several people." -Rochelle
Mableton, GA

Featured in

The best rates on auto loans – guaranteed!

How to claim your best rate guarantee

The legal stuff

Banks and credit unions bid in live auctions

Set up your own auto loan rate alerts

Our auctions deliver the best rates on auto loans – guaranteed!

Live feed

Banks and credit unions bid in live auctions

Advanced features
(require free registration)

Sign up for weekly CD and savings rates

All institutions are federally insured

Live feed

Banks and credit unions bid in live auctions

Advanced feature
(requires free registration)

Sign up for weekly CD and savings rates

All institutions are federally insured

Live feed

Testimonials

Featured in

Safe and secure

Top Stories

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Save More Money: Advantages of Car Refinancing

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The Fed Says Low Rates Will Continue

The best rates on auto loans – guaranteed!

How to claim your best rate guarantee

The legal stuff

Banks and credit unions bid in live auctions

Set up your own auto loan rate alerts

Our auctions deliver the best rates on auto loans – guaranteed!

Live feed

Banks and credit unions bid in live auctions

Advanced features (require free registration)

Sign up for weekly CD and savings rates

All institutions are federally insured

Live feed

Banks and credit unions bid in live auctions

Advanced feature (requires free registration)

Sign up for weekly CD and savings rates

All institutions are federally insured

Live feed

Testimonials

Featured in

Safe and secure

Top Stories

The Best Reasons to Refinance Your Auto Loan

Interest Rate vs. APR: Learn the Difference

Save More Money: Advantages of Car Refinancing

Things To Consider When Choosing An Auto Insurance Company

The Fed Says Low Rates Will Continue

Advanced features
(require free registration)

Advanced feature
(requires free registration)